Terms Of Use
            AGREEMENT BETWEEN USER AND Settlement Services, Inc.
            The Settlement Services, Inc. Web Site is comprised of various Web pages operated by Settlement Services, Inc..
            
                The Settlement Services, Inc. Web Site is offered to you conditioned on your acceptance
	without modification of the terms, conditions, and notices contained herein. Your
	use of the Settlement Services, Inc. Web Site constitutes your agreement to all such terms,
	conditions, and notices.
        
MODIFICATION OF THESE TERMS OF USE
        
            Settlement Services, Inc. reserves the right to change the terms, conditions, and notices
	under which the Settlement Services, Inc. Web Site is offered, including but not limited
	to the charges associated with the use of the Settlement Services, Inc. Web Site.
            
            LINKS TO THIRD PARTY SITES
            
                The Settlement Services, Inc. Web Site may contain links to other Web Sites ("Linked Sites").
	The Linked Sites are not under the control of Settlement Services, Inc. and Settlement Services, Inc.
	is not responsible for the contents of any Linked Site, including without limitation
	any link contained in a Linked Site, or any changes or updates to a Linked Site.
	Settlement Services, Inc. is not responsible for webcasting or any other form of transmission
	received from any Linked Site. Settlement Services, Inc. is providing these links to you
	only as a convenience, and the inclusion of any link does not imply endorsement
	by Settlement Services, Inc. of the site or any association with its operators.
            
            NO UNLAWFUL OR PROHIBITED USE
            
                As a condition of your use of the Settlement Services, Inc. Web Site, you warrant to Settlement Services, Inc.
	that you will not use the Settlement Services, Inc. Web Site for any purpose that is unlawful
	or prohibited by these terms, conditions, and notices. You may not use the Settlement Services, Inc.
	Web Site in any manner which could damage, disable, overburden, or impair the Settlement Services, Inc.
	Web Site or interfere with any other party's use and enjoyment of the Settlement Services, Inc.
	Web Site. You may not obtain or attempt to obtain any materials or information through
	any means not intentionally made available or provided for through the Settlement Services, Inc.
	Web Sites.
            
            USE OF COMMUNICATION SERVICES
            
                The Settlement Services, Inc. Web Site may contain bulletin board services, chat areas,
	news groups, forums, communities, personal web pages, calendars, and/or other message
	or communication facilities designed to enable you to communicate with the public
	at large or with a group (collectively, "Communication Services"), you agree to
	use the Communication Services only to post, send and receive messages and material
	that are proper and related to the particular Communication Service. By way of example,
	and not as a limitation, you agree that when using a Communication Service, you
	will not:
            
            
                - Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such
	        as rights of privacy and publicity) of others.
 
                - Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory,
	        infringing, obscene, indecent or unlawful topic, name, material or information.
 
                - Upload files that contain software or other material protected by intellectual property
	        laws (or by rights of privacy of publicity) unless you own or control the rights
	        thereto or have received all necessary consents.
 
                - Upload files that contain viruses, corrupted files, or any other similar software
	        or programs that may damage the operation of another's computer.
 
                - Advertise or offer to sell or buy any goods or services for any business purpose,
	        unless such Communication Service specifically allows such messages.
 
                - Conduct or forward surveys, contests, pyramid schemes or chain letters.
 
                - Download any file posted by another user of a Communication Service that you know,
	        or reasonably should know, cannot be legally distributed in such manner.
 
                - Falsify or delete any author attributions, legal or other proper notices or proprietary
	        designations or labels of the origin or source of software or other material contained
	        in a file that is uploaded.
 
                - Restrict or inhibit any other user from using and enjoying the Communication Services.
 
                - Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
 
                - Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
 
                - Violate any applicable laws or regulations.
 
            
            
                Settlement Services, Inc. has no obligation to monitor the Communication Services. However,
	Settlement Services, Inc. reserves the right to review materials posted to a Communication
	Service and to remove any materials in its sole discretion. Settlement Services, Inc.
	reserves the right to terminate your access to any or all of the Communication Services
	at any time without notice for any reason whatsoever.
            
            
                Settlement Services, Inc. reserves the right at all times to disclose any information
	as necessary to satisfy any applicable law, regulation, legal process or governmental
	request, or to edit, refuse to post or to remove any information or materials, in
	whole or in part, in Settlement Services, Inc.'s sole discretion.
            
            
                Always use caution when giving out any personally identifying information about
	yourself or your children in any Communication Service. Settlement Services, Inc. does
	not control or endorse the content, messages or information found in any Communication
	Service and, therefore, Settlement Services, Inc. specifically disclaims any liability
	with regard to the Communication Services and any actions resulting from your participation
	in any Communication Service. Managers and hosts are not authorized Settlement Services, Inc.
	spokespersons, and their views do not necessarily reflect those of Settlement Services, Inc..
            
            
                Materials uploaded to a Communication Service may be subject to posted limitations
	on usage, reproduction and/or dissemination. You are responsible for adhering to
	such limitations if you download the materials.
            
            MATERIALS PROVIDED TO Settlement Services, Inc. OR POSTED AT ANY Settlement Services, Inc.
	    WEB SITE
            
                Settlement Services, Inc. does not claim ownership of the materials you provide to Settlement Services, Inc.
	(including feedback and suggestions) or post, upload, input or submit to any Settlement Services, Inc.
	Web Site or its associated services (collectively "Submissions"). However, by posting,
	uploading, inputting, providing or submitting your Submission you are granting Settlement Services, Inc.,
	its affiliated companies and necessary sublicensees permission to use your Submission
	in connection with the operation of their Internet businesses including, without
	limitation, the rights to: copy, distribute, transmit, publicly display, publicly
	perform, reproduce, edit, translate and reformat your Submission; and to publish
	your name in connection with your Submission.
            
            
                No compensation will be paid with respect to the use of your Submission, as provided
	herein. Settlement Services, Inc. is under no obligation to post or use any Submission
	you may provide and may remove any Submission at any time in Settlement Services, Inc.'s
	sole discretion.
            
            
                By posting, uploading, inputting, providing or submitting your Submission you warrant
	and represent that you own or otherwise control all of the rights to your Submission
	as described in this section including, without limitation, all the rights necessary
	for you to provide, post, upload, input or submit the Submissions.
            
            LIABILITY DISCLAIMER
            
                THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH
	THE Settlement Services, Inc. WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS.
	CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Settlement Services, Inc. AND/OR
	ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE Settlement Services, Inc. WEB
	SITE AT ANY TIME. ADVICE RECEIVED VIA THE Settlement Services, Inc. WEB SITE SHOULD NOT
	BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD
	CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
            
            
                Settlement Services, Inc. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY,
	RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE,
	PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE Settlement Services, Inc. WEB
	SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH
	INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS
	IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. Settlement Services, Inc. AND/OR ITS SUPPLIERS
	HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE,
	PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS
	OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
            
            
                TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Settlement Services, Inc.
	AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL,
	CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES
	FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE
	USE OR PERFORMANCE OF THE Settlement Services, Inc. WEB SITE, WITH THE DELAY OR INABILITY
	TO USE THE Settlement Services, Inc. WEB SITE OR RELATED SERVICES, THE PROVISION OF OR
	FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES
	AND RELATED GRAPHICS OBTAINED THROUGH THE Settlement Services, Inc. WEB SITE, OR OTHERWISE
	ARISING OUT OF THE USE OF THE Settlement Services, Inc. WEB SITE, WHETHER BASED ON CONTRACT,
	TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Settlement Services, Inc. OR
	ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME
	STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL
	OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED
	WITH ANY PORTION OF THE Settlement Services, Inc. WEB SITE, OR WITH ANY OF THESE TERMS
	OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE Settlement Services, Inc.
	WEB SITE.
            
            SERVICE CONTACT : loree.kovach@epiqglobal.com
            TERMINATION/ACCESS RESTRICTION
            
                Settlement Services, Inc. reserves the right, in its sole discretion, to terminate your
	access to the Settlement Services, Inc. Web Site and the related services or any portion
	thereof at any time, without notice. GENERAL To the maximum extent permitted by
	law, this agreement is governed by the laws of the State of Washington, U.S.A. and
	you hereby consent to the exclusive jurisdiction and venue of courts in San Mateo County,
	California, U.S.A. in all disputes arising out of or relating to the use of the
	Settlement Services, Inc. Web Site. Use of the Settlement Services, Inc. Web Site is unauthorized
	in any jurisdiction that does not give effect to all provisions of these terms and
	conditions, including without limitation this paragraph. You agree that no joint
	venture, partnership, employment, or agency relationship exists between you and
	Settlement Services, Inc. as a result of this agreement or use of the Settlement Services, Inc.
	Web Site. Settlement Services, Inc.'s performance of this agreement is subject to existing
	laws and legal process, and nothing contained in this agreement is in derogation
	of Settlement Services, Inc.'s right to comply with governmental, court and law enforcement
	requests or requirements relating to your use of the Settlement Services, Inc. Web Site
	or information provided to or gathered by Settlement Services, Inc. with respect to such
	use. If any part of this agreement is determined to be invalid or unenforceable
	pursuant to applicable law including, but not limited to, the warranty disclaimers
	and liability limitations set forth above, then the invalid or unenforceable provision
	will be deemed superseded by a valid, enforceable provision that most closely matches
	the intent of the original provision and the remainder of the agreement shall continue
	in effect. Unless otherwise specified herein, this agreement constitutes the entire
	agreement between the user and Settlement Services, Inc. with respect to the Settlement Services, Inc.
	Web Site and it supersedes all prior or contemporaneous communications and proposals,
	whether electronic, oral or written, between the user and Settlement Services, Inc. with
	respect to the Settlement Services, Inc. Web Site. A printed version of this agreement
	and of any notice given in electronic form shall be admissible in judicial or administrative
	proceedings based upon or relating to this agreement to the same extent an d subject
	to the same conditions as other business documents and records originally generated
	and maintained in printed form. It is the express wish to the parties that this
	agreement and all related documents be drawn up in English.
            
            COPYRIGHT AND TRADEMARK NOTICES:
            
                All contents of the Settlement Services, Inc. Web Site are: Copyright © 2010 by Settlement Services, Inc. and/or
	its suppliers. All rights reserved.
            
            TRADEMARKS
            
                The names of actual companies and products mentioned herein may be the trademarks
	of their respective owners.
            
            
                The example companies, organizations, products, people and events depicted herein
	are fictitious. No association with any real company, organization, product, person,
	or event is intended or should be inferred.
            
            Any rights not expressly granted herein are reserved.
            NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
            
                Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed
	copyright infringement under United States copyright law should be sent to Service
	Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE
	WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright
	Infringement.